Digital Brokerage Services LLC Terms of Use

1. Overview

This Agreement ("Agreement") between Digital Brokerage Services LLC ("DBS," "we," "us," or "our" throughout) and you ("Customer," "user," "you," or "your" throughout) states the terms and conditions of your use of the Plynk mobile application offered by DBS ("the Plynk app") and any related services (the "Services"). This Agreement, and the DBS Customer Agreement, into which this Agreement is fully incorporated, covers an account that you, at whatever time, open, reopen, or have opened with DBS. In addition, if you have already entered into any agreements concerning services or features that relate to your account at DBS, or if you do so in the future, this Agreement incorporates by reference the terms, conditions, and policies of those agreements. In the case of any conflict between this Agreement and an agreement for a particular service or feature, the service or feature agreement will prevail.

By using or accessing the Plynk app and the Services, whether through your guest profile, your DBS account or otherwise, you accept and agree to be bound by each and every term herein. You agree to use the Plynk app and the Services only in accordance with this Agreement.

2. Services and responsibilities of user

You shall be the only authorized user of the Plynk app and the Services under this Agreement and shall use the Plynk app and the Services only for your personal, noncommercial purposes. You agree not to disseminate any information obtained under this Agreement or any content made available to you through the Plynk app or the Services in any manner to third parties without the express prior written consent of DBS.

You shall be responsible for the confidentiality and use of your password(s) and other security data, methods, and devices. You shall be solely responsible for all orders electronically transmitted, or use of any data, information, or services obtained by the use of your password(s) and other security data. You agree that you will not share your password(s) and other security data, methods, and devices with any other person.

You accept full responsibility for the monitoring of your account. You agree that the Plynk app and the Services are the proprietary property of DBS, its affiliates and/or third parties from which DBS has obtained rights.

The Services made available to you are securities trading capabilities through the Plynk app that generally allow you to access your account and enter orders to buy and sell certain securities.

DBS only allows market orders and limit orders and does not offer margin trading, options trading, securities futures, or fixed income products including convertible securities. DBS does not allow the purchase or sale of digital securities represented on a blockchain or distributed ledger technology. DBS does not offer products or services involving digital assets, such as cryptocurrencies or digital asset securities. DBS does not offer or sell penny stocks, leveraged ETFs, or variable annuity or other insurance products, and does not effect transactions involving foreign currencies or futures contracts. DBS does not originate or publish securities research. As part of the Services, DBS may make educational content available through the Plynk app.

Any data, charts, and other information provided are intended for research purposes to help self-directed investors evaluate many types of securities. Criteria and inputs entered are at the sole discretion of the user and are solely for the convenience of the user. Analyst ratings are provided by third parties unaffiliated with DBS. DBS does not endorse or adopt any particular investment strategy, any analyst rating, or any approach to evaluating individual securities. DBS makes no guarantees that information supplied is accurate, complete, or timely, and does not provide any warranties regarding results obtained from its use.

The Plynk app and the Services are intended to be made available only to individuals in the United States, and the information on the Plynk app and DBS website is only for such persons. Nothing on the Plynk app or DBS website shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.

All content in the Plynk app and the DBS website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. You are responsible for configuring your browser settings to ensure you are receiving the most recent data.

The Plynk app and DBS website are not intended to provide legal, tax or investment advice. Nothing on the Plynk app and DBS website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by DBS or any third party. Certain investment tools available on the Plynk app and website may provide general investment education based on your input. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.

3.Electronic Delivery of Communications

As further detailed in the Electronic Delivery Agreement, which is fully incorporated into this Agreement, as a condition to opening and maintaining an account with DBS, you agree to conduct business with DBS electronically, and you consent to electronic delivery of all documents, communications, and information related to your DBS account, including regulatorily required documents, communications and information. A DBS account is solely offered to customers who agree to communicate with DBS electronically. This means that our communications with you will be by any form or manner of electronic communications permitted under applicable law, including via email, text messages, posting on the Plynk app or DBS websites, and in-app notifications rather than by U.S. mail. DBS does not support ongoing delivery of communications by U.S. mail. Additionally, you understand and agree that a valid email address, valid U.S. mobile phone number, and the ability to access the Plynk app is required to maintain any DBS account and obtain Services.

4. User consent

You recognize that your use of the Plynk app and the related Services may involve the transmission to you of information that may be considered Personal Financial Information, including, but not limited to, the identity and number of shares that you trade and the net dollar price for the shares. You consent to the transmission by electronic means of such information through the Services; such consent shall be effective at all times that you use the Services.

You understand that DBS may make nonpersonal historical trading data available to institutional clients in the aggregate for analysis purposes (such as trending).

If you use a Service, you agree and consent to receive DBS's privacy notices or policies electronically, and to such end, DBS and its affiliates may post privacy notices or policies on its websites. You understand that telephone calls to DBS may be monitored or recorded, and hereby consent to such monitoring or recording.

5. Error notification

You understand that all trade orders placed through the Services are at your sole risk and responsibility. You further understand that quotes, order executions, and execution reports could be delayed and that not all orders will be executed as market orders. During periods of heavy trading or volatility, quotes that are provided as "real time" may be stale-even if they appear not to be-and you may not receive every quote update. Security prices can change dramatically during such delays, and order execution may be delayed or unavailable.

If you attempt to cancel an order, you understand that there is no guarantee that an open order can be canceled, in whole or in part. If you wish to replace an order that you have attempted to cancel, you agree to confirm your original order is canceled before creating the replacement order. A receipt of your cancellation order should not be construed as confirmation that a trade has been canceled, as that order may have arrived too late for DBS to act on.

You also understand that you must notify DBS of the existence of certain circumstances relating to your use of the Services. Specifically, you agree to immediately notify DBS

• If an order has been placed through the Services and you have not received a reference number reflecting the order, you shall immediately notify DBS.
• If an order has been placed through the Services and you have not received an accurate written confirmation of the order or of its execution within five (5) business days, you shall immediately notify DBS.
• If you have received confirmation of an order that you did not place or any similar conflicting report, you shall immediately notify DBS.
• If there is a discrepancy in the account balance, security positions, or order status reported to you by DBS, you shall immediately notify DBS.
• If there is any other type of discrepancy or suspicious or unexplained occurrence relating to the Services or your account, you shall immediately notify DBS.
• You shall immediately notify DBS if you suspect any unauthorized use of your account or the Services.

All notifications to DBS pertaining to this Agreement shall be directed to:

DIGITAL BROKERAGE SERVICES LLC
499 Washington Boulevard
Jersey City. NJ 07310

If you fail to notify DBS when any of the above conditions occur, neither DBS nor any of its employees, agents, affiliates, control persons, or its parent, nor any third parties, can or will have any responsibility or liability to you or to any other person whose claim may arise through you for any claims with respect to the handling, mishandling, or loss of any order or information. Notwithstanding your notification to DBS, DBS shall not be liable for any Losses (as defined herein) related to the Services except as expressly set forth in this Agreement. You understand that DBS shall not be deemed to have received any order electronically transmitted by you until DBS has acknowledged to you that the order has been received by DBS. You accept full responsibility for the monitoring of your account.

6. Third Party Fees and charges

Any applicable fees related to the Services are referenced in the fee schedule at Plynkinvest.com and in the DBS Customer Agreement. You understand that the rates, fees, billing, and terms governing services provided by any third- party vendors or service providers may be determined solely by such third party.

You understand and acknowledge that DBS is not delivering telecommunication, Internet, or any other means of electronic access to the Plynk app and that you are responsible for maintaining appropriate contracts with third parties to obtain such services. You agree to obtain access to and be solely liable for all payments related to all equipment and devices necessary to access the Services. You further understand that your ability to make use of the Services may be limited by technical or other limitations present in the equipment or services and any devices you use to access the Services.

7. Market data

You acknowledge that quotes, order executions, and execution reports could be delayed. You understand that each participating national securities exchange or association asserts a proprietary interest in all of the market data (including, without limitation, real-time quotes) it furnishes to the parties that disseminate the data. You also understand that neither DBS nor any participating national securities exchange or association nor any supplier of market data guarantees the timeliness, sequence, accuracy, or completeness of market data or any other market information, or messages disseminated by any party. DBS shall not be liable in any way, and you agree to indemnify and hold harmless DBS from and against any and all claims, demands, actions, losses, damages, liability, costs, charges, counsel fees, and expenses of any nature ("Losses") arising from or occasioned by (a) any inaccuracy, error, delay in, or omission of, (i) any such data, information, or message, or (ii) the transmission or delivery of any such data, information, or message, or (b) any Losses arising from or occasioned by (i) any such inaccuracy, error, delay, or omission, (ii) nonperformance, or (iii) interruption of any such data, information, or message, due either to any act or omission by DBS or any other disseminating party or to any "force majeure" (i.e., flood, extraordinary weather conditions, earthquake, other act of God, fire, war, pandemic, insurrection, riot, labor dispute, accident, action of government, communications, or power failure, or equipment or software malfunction) or any other cause beyond the reasonable control of any disseminating party. You understand that the terms of this Agreement may be enforced directly against you by the national securities exchanges and associations providing market data to you. DBS reserves the right to limit the number of free real-time quotes, including those provided through the Services.

You understand that you must use caution when placing orders because the price of securities may change sharply during the trading day or after hours. In addition, you understand and agree that if you cannot pay for a transaction, DBS may liquidate account assets at your risk. Also, you understand that during periods of heavy trading or volatility, the quotes provided as "real time" may not reflect current market prices or quotes. In addition, when quotes are rapidly changing, every quote update may not be reported to you.

You represent and agree that the following statements are and will continue to be true for so long as you have access to the Services: (a) You will not use any information or market data provided by a national securities exchange or association in connection with any professional or commercial activities, unless you agree to notify us if you intend to do so and to pay any additional charges in connection therewith; and (b) You will not use the Services in conjunction with any business as a broker-dealer, investment advisor, futures commission merchant, commodities introducing broker, or commodity trading advisor, member of a securities exchange or association or futures contract market, or an owner, partner, or associated person of any of the foregoing; and (c) If you are employed by a bank or insurance company or an affiliate of either, you will not perform functions related to securities or commodity futures trading activity, except with respect to your personal account(s) with DBS; and (d) You will not access the Services for any purpose other than your own personal, private use.

8. Business continuity plan

DBS is committed to providing continuous customer service and support; however, we recognize that there are potential risks that could disrupt our ability to serve you. We have implemented a business continuity management program with a strong governance model and commitment from senior management. Learn more.

9. Mobile phone number contacts

In order to protect your account, we may review any changes made to your mobile phone number to ensure that a newly entered number is not associated with any known fraudulent activity. You authorize your mobile provider to disclose information about your mobile phone account, such as subscriber status, payment method (whether your account is prepaid or is subject to monthly billing), and device details, if available, to support identity verification, fraud avoidance, and other security purposes for the duration of your business relationship with us. This information may also be shared with certain third-party companies whose services we utilize for security to support your transactions with us for identity verification and fraud avoidance purposes.

By providing us with a mobile phone number, submitting the account application electronically, and opening the account, you consent that we may contact you at that mobile number with telephone calls that may utilize an autodialer or via text messages for the purposes of servicing your account(s) or investigating and preventing fraud. We will not use autodialed calls or texts to contact you for marketing purposes unless we receive your prior express consent. You do not have to agree to receive autodialed calls or texts to your mobile phone number in order to use the products and Services offered by DBS. You can decline to receive autodialed calls and texts to your mobile phone by contacting us through the Plynk app or by calling 833-327-3444 (833-327- DIGI). Standard telephone time and text charges may apply.

10. FINRA BrokerCheck

The Financial Industry Regulatory Authority, Inc. ("FINRA''), offers a BrokerCheck program that provides you with access to the FINRA BrokerCheck hotline at 800-289- 9999 and the FINRA website at finra.org. You can call or email your inquiries and request a brochure that includes information detailing the BrokerCheck program.

11. Incorporation of other agreements

You understand that your use of the Services is subject to the terms of any license agreements that may be included in the Services, and that your use of the Services may be subject to license or usage terms posted online by DBS. You agree to be bound by the terms of such license agreements, including, without limitation, the prohibitions on distribution and copying, and the exclusion of all representations and warranties.

You understand that all the terms and conditions which govern your account(s) at DBS which you access via the Services (including, without limitation, the DBS Customer Agreement and/or applicable prospectus(es)) into which these Terms of Use are incorporated by reference. In addition, you understand that trading in your account is subject to DBS's trading policies and limitations in effect at the time of such trading, and which are subject to change from time to time.

12. Security

To the extent that the Services use Internet, wireless, or related electronic or telephonic services to transport data or communications, DBS will take reasonable security precautions, but DBS disclaims any liability for interception of any such data or communications. DBS shall not be responsible for, and makes no warranties regarding, the access, speed, or availability of such services.

13. Modification and termination

You agree that DBS may modify, change, or discontinue the Services, in whole or in part, at any time in its sole discretion. You agree that DBS may immediately terminate its provision of the Services to you, and this Agreement, if you breach this Agreement or the DBS Customer Agreement into which this agreement is fully incorporated, if you have jeopardized the proper and efficient operation of the Services, or if you engage in activity which is contrary to DBS's policies. Any unauthorized use of the Services, whatsoever, shall result in automatic termination of this Agreement.

DBS may modify this Agreement at any time without notice to you, except where required by law. When we make changes to this Agreement, we will change the “Last Updated” date specified at the end of this Agreement. The most current version of this Agreement can be reviewed on the DBS website or in the Plynk app. Use of the Services shall constitute acceptance by you of the Agreement in effect as of such time

14. Limitation of liability and disclaimer of warranties

Any liability arising out of the Services for which DBS is determined to be responsible shall be limited to an amount equal to the benefit which would have resulted from the transaction during the time periods in which you should have acted, as specified in Section 5 of this Agreement.

Additionally, you understand that DBS will not be responsible for the accuracy, completeness, timeliness, or use of any information received by it or received by you through the Plynk app and the Services and that DBS does not make any warranty concerning such information. You understand that all orders placed through the Plynk app and the Services are at your sole risk and responsibility. You agree that neither DBS nor any third party working with DBS to provide the Services shall be responsible for any damages caused by communications line failure, unauthorized access, theft, systems failure, and other occurrences beyond its reasonable control. You agree to provide all equipment to access the Plynk app and the Services and you will be solely responsible for paying all charges related thereto.

You expressly acknowledge and agree that the use and storage of any information, including, without limitation, transaction activity, account balances, and any other information or orders available through use of the Plynk app and the Services is at your sole risk and responsibility. NEITHER DBS NOR ANY THIRD PARTY MAKES ANY REPRESENTATIONS OR WARRANTIES EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE IN REFERENCE TO PLYNK OR THE SERVICES OR ANY INFORMATION PROGRAMS OR PRODUCTS OBTAINED FROM, THROUGH, OR IN CONNECTION WITH THE PLYNK APP AND THE SERVICES. IN NO EVENT WILL DBS OR ANY THIRD PARTY BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES RESULTING FROM ANY DEFECT IN OR USE OF THE PLYNK APP OR THE SERVICES.

15. Copyright policy and trademarks

The DBS website and Plynk app are protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-in anything that appears in the Plynk app or DBS website, including any text, graphics, video, audio, software code, user interface design or logos. All trademarks and service marks on the DBS website and Plynk app belong to DBS or an affiliate, except third-party trademarks and service marks, which are the property of their respective owners.

If you believe that your work has been copied in a way that constitutes copyright infringement, please contact DBS and provide the following information:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright allegedly infringed;
2. A description of the copyrighted work that you claim has been infringed, or, if multiple copyrighted works are the subject of a single notice, a representative list of such works;
3. An identification of the allegedly infringing material, and a description of where that material is located on the Plynk app or the DBS website;
4. Your address, telephone number, and email address;
5. A statement by you that you have a good faith belief that use of the disputed material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
6. A statement by you, made under penalty of perjury, that the information you provide in your notice is accurate and that you are the owner of the allegedly infringed copyright, or that you are authorized to act on behalf of the copyright owner.

16. Third party content and research

The Plynk app and the DBS website may include general news and information, commentary, interactive tools, quotes, research reports and data concerning the financial markets, securities and other subjects. Some of this content is supplied by companies that are not affiliated with DBS ("Third Party Content"). DBS has not been involved in the preparation, adoption or editing of Third Party Content and does not explicitly or implicitly endorse or approve such content. The Third Party Content providers do not implicitly or explicitly endorse or approve the Third Party Content, nor do they give investment advice, or advocate the purchase or sale of any security or investment.

While DBS makes every attempt to provide accurate and timely information to serve the needs of users, neither DBS nor the Third Party Content providers guarantee its accuracy, timeliness, completeness or usefulness, and are not responsible or liable for any such content, including any advertising, products, or other materials on or available from third party sites. Third Party Content is provided for informational purposes only and DBS and the Third Party Content providers specifically disclaim any responsibility for Third Party Content available on the site. You agree to use Third Party Content only at your own risk.

THE THIRD PARTY CONTENT IS PROVIDED ON AN "AS-IS" BASIS. THE THIRD PARTY CONTENT PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

THE THIRD PARTY CONTENT PROVIDERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE USE OR THE INABILITY TO USE THE THIRD PARTY CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE DAMAGES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

As a condition of your use of the Services, you agree to indemnify and hold DBS and its Third Party Content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the Services, or from your violation of these Terms.

17. Entire agreement and choice of law

You acknowledge that this Agreement constitutes the entire agreement between DBS and yourself with respect to its subject matter. As further detailed in the DBS Customer Agreement, into which this Agreement is fully incorporated, this Agreement and its enforcement shall be governed by the laws of the Commonwealth of Massachusetts, except with respect to conflicts of law, and shall inure to the benefit of DBS's successors and assigns, whether by merger, consolidation, or otherwise. If a court of competent jurisdiction shall deem any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

Last updated April, 2026