Virtual Portfolio

The Virtual Portfolio tool is offered for informational and educational purposes only by Digital Brokerage Services LLC (DBS). The information herein is not intended to serve as a basis for any investment decision or recommendation. DBS does not provide financial or investment advice, and you should conduct your own due diligence and analysis based on your specific needs.

The information presented in this tool is based off historical returns of the eligible stock and ETF securities entered by you. Past performance is no guarantee of future results, actual performance returns will vary

The virtual portfolio-level performance returns shown are hypothetical, based on historic pricing information and the parameters input by you. Hypothetical performance is for illustrative purposes only and is not a guarantee of future results. Actual performance returns will vary

Any actual investments made by you, whether based on your virtual portfolio or not, are not federally or FDIC insured and are not deposits or obligations of, or guaranteed by, any financial institution. Investing in securities involves investment risks including possible loss of principal and fluctuation in value.

You should consult with legal, tax, or other advisors, including your financial professional, prior to making any investment decisions.

Performance for periods longer than one year is annualized based on the number of years. Performance for periods less than one year is cumulative, based on the number of days between the start and end dates. Performance periods displayed on the visual graph are cumulative based on the number of days between the start and end dates.

For ETFs, the standardized returns reflect performance, both at market price and NAV price, without adjusting for the effects of taxation or brokerage commissions. These returns are adjusted to reflect all ongoing ETF expenses and assume reinvestment of dividends and capital gains. If adjusted, the effects of taxation would reduce the performance quoted. All dividends and capital gains are assumed to be reinvested. The charges and expenses used in the standardized returns are obtained from the most recent prospectus and/or shareholder report available.

The tool assumes that there is no rebalancing taking place during the time period input by you. The tool does not take into account taxes for any scenario.

S&P 500 Index is a market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent U.S. equity performance. The S&P 500 is used as a market proxy for comparison purposes in all scenarios in the Virtual Portfolio.