We’ll automatically credit the extra 25% to your DBS brokerage account on a monthly basis. The dividend match will be deposited in your core account as a cash payment (GCash). 

Your match is paid out within 10 business days after the first day of the month following the month in which dividends were paid. The match will be credited to your core account (GCASH).

Example: For dividends paid in June, your match is credited in July within 10 business days.

We do the math for you for the payout. Here is how we figure it out:

Step 1: We look at each group of shares you own

Step 2: We check if you held those shares long enough. For most stocks and funds: You must have owned them for at least 30 days before the dividend payment date.

Step 3: Your match is calculated by: Number of eligible shares × Dividend amount per share × 25%

Example:
You own 100 shares of a stock you bought on April 1.
The company pays a dividend on May 15 — you’ve held it for 45 days → you qualify.
The dividend is $1.00 per share → $100 total.
We give you 25% extra → $25 credited to your account in June.

Yes. The maximum total match you can earn is $250 per calendar year. Once reached, no additional match is credited for the remainder of the year. The cap resets on January 1.

Also: If you earn more than $2,000 across all Plynk promotions in a 12-month period, no further match is credited — whichever cap is reached first.

You’re eligible if:

• Your DBS brokerage account on the Plynk app is open and in good standing
• You hold eligible dividend-paying securities (common stock, ETFs, or mutual funds), and have held them for at least 30 calendar days prior to the ex-dividend date

The dividend match information is available in the income hub located on your portfolio tab. The income hub is a central dashboard in the Plynk app that calculates and tracks your dividend income - including your dividend match. It shows:

• Upcoming payment dates
• Estimated payouts
• Match amount credited
• Total investment income (dividends + match)

Use it to see your progress toward the $250 annual cap.

Yes! Once credited, you may withdraw or transfer the matched cash at any time — no restrictions apply.

All match credits are taxable and considered ordinary income. It will appear on your Consolidated Form 1099. Consult your tax advisor about appropriate tax reporting and treatment.

Common reasons:

• Shares held for <30 days before ex-dividend date (for non-daily accrual funds/ETFs)
• Dividend declared but not yet paid
• Cash Core Fund (GCash) dividends
• Crypto or IRA account holdings
• Account not in good standing
• Annual cap already reached
• Match was below the minimum (cannot be less than $0.01)

There is currently no end date for this offer, as it is intended to be an ongoing feature of the Plynk app. However, we reserve the right to modify or update the terms of this offer at any time.